⚠️ This is a draft template. Have this reviewed by a qualified lawyer before publishing, especially given the financial services context.

Terms & Conditions

Last updated: 22 July 2026

1. Acceptance of Terms

By accessing or using the services of Loan Bridge Consultancy Private Limited (“Loan Bridge,” “we,” “us,” or “our”), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Nature of Services

Important: Loan Bridge Consultancy Private Limited is a loan consultancy and facilitation service. We are NOT a bank, Non-Banking Financial Company (NBFC), or any other type of financial institution regulated by the Reserve Bank of India. We do not lend money directly.

Our services include providing loan consultation, matching borrowers with suitable lenders, assisting with documentation, and guiding clients through the loan application process. All loan disbursements are made directly by the respective lenders.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a citizen or resident of India
  • Have a valid identity proof and other required documentation
  • Have the legal capacity to enter into financial agreements

4. User Responsibilities

You agree to:

  • Provide accurate, complete, and truthful information at all times
  • Notify us immediately of any changes to your information
  • Not use our services for any fraudulent, illegal, or unauthorized purpose
  • Not misrepresent your financial situation or identity
  • Keep your account credentials confidential

5. No Guarantee of Loan Approval

Loan Bridge provides consultation and facilitation services. We do not guarantee that any loan application submitted through or with our assistance will be approved. Loan approval, interest rates, loan amounts, and terms are determined solely at the discretion of the respective lender based on their credit assessment criteria. Loan Bridge is not responsible for any lending decisions made by banks or NBFCs.

6. Fees

Our initial consultation is free of charge. Any processing fees, documentation charges, or other fees are levied by the respective lenders and will be disclosed to you before you authorize any application. Loan Bridge will clearly communicate any service charges applicable to you before you engage with our services.

7. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Loan Bridge Consultancy Private Limited and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Limitation of Liability

To the maximum extent permitted by law, Loan Bridge Consultancy Private Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loan rejection, changes in interest rates, or financial losses resulting from loan agreements with third-party lenders.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in [City, State] , India.